When planning your retirement, it's all dependent on figuring out what your number is.
In this case, 'your number' is the amount of money that you'll need per month to survive in your golden years.
For whatever reason, many people planning for retirement don't take the time to figure this out.
But it's an absolute must!
Today I get to host the Carnival of Retirement that highlights some of the best articles from around the web that will help you do just that ' plan for retirement.
Enjoy!
*****
SB @ One Cent at a Time writes How to Shop for a Mortgage Loan ' If you are shopping for a home loan, it is only natural that you want to find a low interest rate mortgage loan. The surest ways to find the best deal are to Be a prepared borrower and to Shop around. Read more to explore.
Michelle @ Making Sense Of Cents writes Roth IRA vs. 401(k) ' A common question that I am asked is regarding the differences of Roth IRAs and 401(k)s. However, I don't know everything about them and all of the differences. I mainly have a Simplified Employee Pension (SEP) plan but I will go in depth on all three in order to give you a better idea.
Dr. Dean @ The Millionaire Nurse Blog writes U Pick Vegetables-6 Reasons I Love To! ' Picking your own veggies is great fun. It's also frugal-and there are other great reasons to make this a summer habit.
Sustainable PF @ Sustainable Personal Finance writes The Dollars and Cents of Your Bathroom ' Employ a green approach to your bathroom and see respectable savings.
Don @ MoneySmartGuides writes Government Wants You on Food Stamps ' A recent story by CNN describes how the US Department of Agriculture is running radio ads encouraging people to sing up for food stamps.
PITR @ Passive Income To Retire writes Key Traits of Passive Businesses ' Find out what makes businesses with passive income so successful.
Mr. Money @ Smart on Money writes Supreme Court Upholds the Affordable care act Health Care Law. What Does It Mean for You? ' So with the Affordable Care Act law being upheld, what does the decision mean and how will it affect health care and the economy in the U.S.?
PPlan @ Provident Plan writes 3 Basic Steps for a Small Business ' Starting a small business may sound like a great idea.
Corey @ 20s Finances writes Financial Influence of Government on Young Adults ' I am continually reminded of the many ways that governmental policy affects our finances. While we are encouraged to challenge and question the laws put into place, we are often forced to accept certain regulations that have a direct influence on our lives.
Amanda L Grossman @ Frugal Confessions writes Ideas to Save Money on Video Game Addictions ' There are four video games I've enjoyed in my lifetime: Mario Brothers, Tetris, Sim City, and The Sims.
Kevin @ Thousandaire writes Finances are Just One Piece of the Puzzle ' You can be responsible financially, but if you don't take precautions to address disasters then you might not live to enjoy all your money
Daniel @ Sweating the Big Stuff writes The First Three Things You Need To Do If You Lose Your Job ' Millions of Americans are out of work. Take these tips to find out what you should do if you suddenly lose your job.
Jason @ Live Real, Now writes Refinancing Through the HARP Program ' If you owe more than your house is worth, and want to refinance to today's low interest rates, you need to check out the HARP program. Millions of homeowners with underwater homes are finding relief in a new version of the Home Affordable Refinance Program (HARP).
L Bee @ L Bee and the Money Tree writes 10 things under $10 that make me smile'. ' I am in a bad mood of epic proportions today. EPIC. So I'd been thinking of doing this post for awhile, and what better time than now to recap cheap (often free) things that put a smile on my face? In no particular order: 1) Iced Tea- 2.99 per gallon.
Luke @ Learn Bonds writes World Bond Funds: Do You Know the Risks? ' Thinking about investing in a World Bond Fund? There are several risks unique to world bond funds that should be addressed before investing.
Lazy Man @ Lazy Man and Money writes Budgeting for Future Purchases ' If everyone followed the method of planning ahead, many financial disasters could be averted.
Tushar @ Start Investing Money writes Logical Tricks to Find More Money to Save and Invest ' Logical Tricks to Find More Money to Save and Invest on Start Investing Money. See if you benefit from these logical tricks
Crystal @ Budgeting in the Fun Stuff writes Build a Home Series: Frame, Plumbing, and the First Inspection'Supposedly ' The frame for our slab is finally down, the plumbing has been added, and we just had our first inspection. Our house is finally starting to be built!
Kyle @ The Penny Hoarder writes Win $1,000 in our 'Hello Summer' Giveaway! (6/20-7/20) ' And here we are again to give you a chance to win BIG BUCKS!!! The Penny Hoarder, Happy Home and Family, Diva Fabulosa and a group of amazing bloggers have
Cash Flow Mantra @ Cash Flow Mantra writes Dividend Income Report for Q2 of 2012 ' It has been my belief that I shouldn't be saving with the goal of living off my savings when I retire. Rather, I plan on investing in assets that produce income and living off that income.
Suba @ Broke Professionals writes Professional Profiles: Angela, the Stay At Home Mom ' Stay at home mom no more: after four years as a full-time caregiver to her two daughters, this mom is returning to work and hoping to avoid career suicide.
krantcents @ KrantCents writes The 3 V's of Success ' The 3 V's of Success is the twenty-second in a series of articles to help you reach your goal.
Theresa Torres @ Penny Saver Blog writes Roth vs Traditional IRAs ' Which Is Best For A Family On A Budget? ' Deciding which is best for your family will depend on a lot of things, that's why it's important to have a basic understanding first of the difference between Traditional and Roth IRA and go from there.
Jason @ Work Save Live writes An Envious Life ' Money & Success Isn't Always What It Seems ' Money and success isn't always what it seems, read more to find out what I mean.
Ted Jenkin @ Your Smart Money Moves writes The Tax Bomb Is Coming ' It would be hard for me not to make some comment on the 5-4 decision last week in the Supreme Court upholding Obamacare.
Mark @ 403b and 401k writes 401K vs 403(b) : It's Not What Makes Them Different That May Surprise You The Most ' Find out the differences between 401K and 403(b) including Administrative Fees, Plan Contribution Limits and Plan Management
Hank @ Money Q&A writes 20 Things I Should Have Known About My Finances At The Age Of 20 ' I can't really remember what got me thinking about this list of what I should have known better about my finances in my 20s. Maybe it was Corey's list of 16 Ways To Improve Your Finances that make me think. Heaven knows that I have made a few financial mistakes along the way.
Robert @ My Multiple Incomes writes How I Successfully Appealed My Home Appraisal ' A few weeks ago I wrote about how my home appraisal was wrong, and how I had to appeal it. Let's just say that sounds a whole lot easier than it actually was. So here is what I did to get my home appraisal fixed.
Tyler @ Poor Student writes Shorten Your Life With Debt ' I recently wrote about how I am working at getting rid of days I have to work by investing to receive dividends. But I got to thinking again about a different way to think about things.
John @ Married (with Debt) writes A 3 Step Way to Guilt-Free Vacation Spending ' When you work hard and save up, you deserve guilt-free spending on your vacation. Learn how to fight back against vacation haters.
Invest It Wisely @ Invest It Wisely writes Freelancing Revenue Report: My First Three Months in the Trenches ' I'm now in my fifth month of entrepreneurship, and things are going well so far. I'm really happy with some areas, and not too happy with some other areas.
Shawanda @ You Have More Than You Think writes How to Make Razor Blades Last Longer {Video} ' A free and easy trick to make your razor blades last longer. No oil, vinegar or any of that other nonsense is necessary.
JP @ My Family Finances writes College degrees Make the Rich, Poor and the Poor, Rich ' A college degree may be risky, but it is also a critical element to income mobility.
Jen @ Master the Art of Saving writes Earn Money Online: Swagbucks ' Swagbucks is my favorite way to earn money online, I've earn hundreds of dollars from them so far and couldn't imagine life without it. Different ways to earn..
A Blinkin @ Funancials writes Tips To Boost Home Office Productivity ' It's always been a dream of mine to be my own boss and/or work from home, but working from home can be both a blessing and a curse.
Passive Income Earner @ The Passive Income Earner writes Family Finance: Property and Vehicle Insurance ' What is Family Finance you may ask? It's a new set of topics for family finances that I will be presenting over time regarding the many financial decisions a family must agree on. Agreeing on spending is one of the behaviours that can enable a family to reach financial success and build wealth.
Investor Junkie @ Investor Junkie writes How Obamacare Will Affect Investing ' Instead of living in a fantasy world of where the Affordable Care Act doesn't exist, we need to determine the causes and possible effects. The question you should be asking yourself is: 'How will this law affect me?' Plenty! Here's the rundown of the changes, and what are the ramifications. Now it the time to prepare and act.
YFS @ Your Finances Simplified writes Home Buying Tips That People Never Tell You! ' I would like to talk about home ownership, in particular, mortgages. Now everyone tells you that home ownership is better than renting. Some people would say renting is better than home ownership. I don't really care what you do-I just want you to do what's best for you and your finances.
Roger the Amateur Financier @ The Amateur Financier writes Job Hunting Success ' Alternative Job Finding Techniques ' Check out these alternative job finding techniques for job hunting success
Jester @ The Ultimate Juggle writes Frugal Bike Challenge For Me and My Son ' Frugal biking challenge for father and son on the weekends.
Maria @ The Money Principle writes Money lessons from unexpected sources: the importance of time ' Two money lessons we can take from teenage vampire fiction: money is necessary but not sufficient and getting rich is easy for immortals.
Wayne @ Young Family Finance writes Best Approach to Retirement Planning ' Find out how your approach to retirement planning can affect your entire life.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes 3 SUMMER WEALTH BUILDING TIPS ' 3 Tips to build wealth and health.
Echo @ Boomer & Echo writes Can You Live On $1065 A Month? ' Wayne lives on $1065 a month income, but his expenses are $1500 a month. His $125,000 nest egg will have to top up his income and last for years.
Kanwal @ Simply Investing writes Why Do Companies Care So Much About Their Share Prices? ' When you buy shares in a company, you are generally buying shares from a shareholder who is willing to sell those shares. For example if you buy $1000 worth of shares of Walmart, that $1000 goes to the seller of those shares not to Walmart.
Ashley @ Money Talks Coaching writes Saving for Retirement is Like Going on a Road Trip ' What if I woke up one Tuesday morning and decided to take my kids to Disneyland that day? Now, I live in Phoenix.
Young @ Young And Thrifty writes Government Job vs Entrepreneurship ' The Battle for My Soul ' Do I stick with the government job and all of the guaranteed benefits or do I branch out on my own and have complete control over what I can and can't do?
Teacher Man @ My University Money writes Why Do We Assume We Are Smarter Than The Other Guy? ' How we can be so arrogant as to think that we stand a good chance of beating the market over an extended time frame. 'The market' is the average rise and/or fall of the market you are trading within and there is a reason why it is the numerical average!
SFB @ Simple Finance Blog writes Could You Survive In A One-Car Household? ' Changes to my husband's job could make it more feasible than ever to become a one-car household. But does it really make sense to sell our second car?
Corey @ Steadfast Finances writes 3 Ways to Teach Your Kids Financial Responsibility ' Find out three simple steps to teach your kids financial responsibility.
Aloysa @ My Broken Coin writes Choose ImpulseSave Instead of Impulse Spending ' It is funny how sometimes something so mundane and boring like saving money can suddenly become fun, creative and even change one's perspective on spending. No, I am not a reborn saver. I am still an impulsive spender, but something has changed me. Just a little bit.
Eddie @ Finance Fox writes How Do You Become Rich? ' The key characteristic between the rich and rest of us is their ability to take chances. Without risk the rewards are minimal.
MR @ Money Reasons writes Reasons for a Non-working Allowance for Kids ' This is the reasons for a non-working allowance plan for kids, and my kid's history with such an implementation of a non-working allowance.
Jon the Saver @ Free Money Wisdom writes How to Survive a Layoff ' Surviving a layoff is no small feat. It takes patience and a long term goal horizon. One needs to always be checking for new jobs and opportunities.
Daisy @ Add Vodka writes Celebrity Tax Avoidance ' One of the most infuriating things about saving, particularly if your frugality has been inspired by the current economic climate, is knowing that there are extraordinarily wealthy people out there not paying their dues when it comes to tax.
Steve @ Brip Blap writes In the Future, College will Be for the Rich and Smart ' The simple fact is that in the future the smart and the rich will attend college, and if you're poor or middle class and attend college, you'll be saddled with tens (if not hundreds) of thousands of dollars of student loan debt ' the only debt that the US government won't allow you to discharge in bankruptcy. Wonder why the government wants every kid to attend college?
Mike Collins @ Wealthy Turtle writes 7 Potholes on the Road to Retirement ' The road to retirement is long and perilous. If you can avoid the seven pitfalls below you will be in better shape than most.
Paul Vachon @ The Frugal Toad writes Save Money by Using Home Appliances Efficiently ' Today, the current financial situation may require a much more stringent management of your household expenses. Domestic appliances account for a large portion of your home's energy usage. There are, however, a few things you can do to trim the budget.
SB @ One Cent at a Time writes 20 Best Practices for Retirement Saving ' 60% of Americans are either not saving for retirement, or saving too little. If you'e one of them, start acting now, here's the 20 nest practices for retirement saving.
SB @ Finance Product Review writes Chaikin Portfolio Health Check Review ' A review of the newest tool from Chaikin suit of trading tools, the Chaikin portfolio health checker, a fee based stock recommendation service.
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